Global Account Expansion Advisor

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Impact analysis Assess the potential impact of the reduction business on the customer's subsequent withdrawal behavior to ensure that the reduction decision will not have an adverse impact on the liquidity and operational stability of the platform. Blacklist review reviews the credit record and repayment behavior of the current customer to determine whether the customer will be blacklisted or other risk control measures will be taken after the exemption. Approval decision Based on the above assessment and analysis, the risk control department will make the final decision on whether to approve the exemption business. After the above process is archived, the relevant module information such as the repayment plan financial ledger must be updated synchronously.


5. How to record exemptions and reductions? Exemptions macedonia whatsapp phone number and reductions directly reduce the amount to be repaid and reduce the income of the corresponding accounting period. 6. Common questions Exemptions and reductions release the actual repayment amount in the financial processing plan. The amount to be repaid will be reduced after the exemption, but the actual repayment amount remains unchanged at the time of the exemption operation. Excess amount processing Due to the reduction in the amount to be repaid, if the customer has previously paid the amount to be repaid in full or in excess, an excess amount will be generated. Prepayments For this part of the excess amount, the finance department will transfer it to the prepayments account in the account as the prepayment of the customer's future payment.


How to deal with the situation where the repayment is less than the reduction amount after the reduction or exemption occurs after the loan adjustment Business Tips The business department should issue a reminder to the relevant parties to point out the reduction in the effective reduction or exemption amount and evaluate whether a new reduction or exemption is needed based on the actual loan situation. Account adjustment The finance department will first offset the original reduction or exemption amount and then re-book it according to the adjusted repayment amount. Loan assistance business If the borrower is unable to repay the interest of the capital party, how to deal with the platform advance payment? First, the fee income generated by the current loan will be reduced to repay the interest of the capital party.