How to choose a corporate health plan with the best cost-benefit
Posted: Sun Jan 19, 2025 9:09 am
The Health Plan is usually listed among the main benefits offered by an organization. However, before purchasing it, managers need to pay attention to several important points. In practice, the cost-benefit issue is the most important, after all, every company works with a defined budget .
With this in mind, we have created a short guide to help you cash app database and define the best option for your company:
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It is no coincidence that this is the first item discussed in this content. When choosing a Health Plan for employees, there is no point in choosing the cheapest one that offers a very small service network.
It is essential that the plan has a broad and accessible network for your employees and that it includes coverage for:
– Emergency Care
– Variety of medical specialties for elective consultations
– Obstetrics
– Physiotherapy Clinics
– Laboratories
– Imaging examination clinics
It is worth remembering the importance of ensuring that the value is not higher than expected in your financial planning.
Compatibility with needs
At this point, it is worth analyzing information such as the age range of your employees and whether there is exposure to danger, depending on the employee's position . Another important point is to evaluate the location of the service providers, whether they really match the location of the employees.
Co-Participation
Surely you, as a business owner, have heard this question from your employees: how much co-participation will they pay? In addition to this amount, is there a monthly fee to be deducted from their paychecks?
The tip is to look for an operator that offers two or more types of co-participation so that you can evaluate carefully, again, based on the profile of the workforce.
Cost per person
In corporate group plans, adjustments are not determined by the National Health Agency, unlike what happens in individually contracted plans. In this case, everything depends on the negotiation with the chosen operator.
The factors that most influence a possible increase in value are claims rates and medical inflation.
Therefore, always keep in touch with the person responsible for the negotiation in order to seek the best payment conditions for your company. In group plans, the amounts charged per person are lower than those charged for individuals, due to the negotiation for a larger group of people.
Educational actions
The operator can become a partner of the Human Resources sector, offering something more than coverage for consultations, services and exams.
It is increasingly common to carry out educational activities such as lectures, distribution of materials and dynamics, in order to avoid some health problems, which reduces the accident rate for the company and, consequently, a possible increase in the value of the plan for the company and employees.
Now that we have presented the main points to evaluate the cost-benefit of the corporate Health Plan, analyze it and be sure to offer this service to your employees. Take good care of your main asset: people!
With this in mind, we have created a short guide to help you cash app database and define the best option for your company:
Accredited Network
It is no coincidence that this is the first item discussed in this content. When choosing a Health Plan for employees, there is no point in choosing the cheapest one that offers a very small service network.
It is essential that the plan has a broad and accessible network for your employees and that it includes coverage for:
– Emergency Care
– Variety of medical specialties for elective consultations
– Obstetrics
– Physiotherapy Clinics
– Laboratories
– Imaging examination clinics
It is worth remembering the importance of ensuring that the value is not higher than expected in your financial planning.
Compatibility with needs
At this point, it is worth analyzing information such as the age range of your employees and whether there is exposure to danger, depending on the employee's position . Another important point is to evaluate the location of the service providers, whether they really match the location of the employees.
Co-Participation
Surely you, as a business owner, have heard this question from your employees: how much co-participation will they pay? In addition to this amount, is there a monthly fee to be deducted from their paychecks?
The tip is to look for an operator that offers two or more types of co-participation so that you can evaluate carefully, again, based on the profile of the workforce.
Cost per person
In corporate group plans, adjustments are not determined by the National Health Agency, unlike what happens in individually contracted plans. In this case, everything depends on the negotiation with the chosen operator.
The factors that most influence a possible increase in value are claims rates and medical inflation.
Therefore, always keep in touch with the person responsible for the negotiation in order to seek the best payment conditions for your company. In group plans, the amounts charged per person are lower than those charged for individuals, due to the negotiation for a larger group of people.
Educational actions
The operator can become a partner of the Human Resources sector, offering something more than coverage for consultations, services and exams.
It is increasingly common to carry out educational activities such as lectures, distribution of materials and dynamics, in order to avoid some health problems, which reduces the accident rate for the company and, consequently, a possible increase in the value of the plan for the company and employees.
Now that we have presented the main points to evaluate the cost-benefit of the corporate Health Plan, analyze it and be sure to offer this service to your employees. Take good care of your main asset: people!